Your financial data is not an advertising product
FLOW offers a free overview and paid plans. You pay for features and analysis, not a promise of financial freedom.
Selling data and processing it are different
Our privacy policy states that we do not sell personal data. Providing the service may involve processors, however. Saying that data is never shared would therefore be inaccurate.
Optional AI reading of PDFs or photos, and chat, use Anthropic in the USA. You confirm use in the application. This is external processing and cannot be described as exclusively European.
Start with a process you understand
Structured CSV, OFX/QFX, MT940 and CAMT.053 files are read in the browser. Saving to your account is a separate step. Uploading does not connect your bank or require a banking password.
Control has specific limits
In settings, you can clear financial data or delete your account after password verification. Clearing preserves settings and learned categories. Some audit and anonymized records are retained under the privacy policy.
Check processing and retention terms in the privacy policy and on the security page. If anything is unclear, email hello@vestelonflow.com before uploading.
Upload one bank statement. FLOW shows exactly where your money leaks today, what it is worth once you redirect it, and the year it could set you free. Not another tracker: a plan you can act on.
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