Find the money leaking from your account.
Upload one bank statement. In minutes, FLOW shows you every euro slipping away, exactly what to cancel and cut, and how much you take back, month after month.
No bank login required · Encrypted upload · Delete anytime · GDPR-first · Not financial advice
The money you already have is quietly leaking, every month.
You don’t lose it in one dramatic mistake. You lose it in silence: forgotten subscriptions, bank fees, duplicate services, bad tariffs, impulse buys, debt pressure and cashflow gaps. Tiny leaks you never feel, draining the same account month after month, for years. Most of it is recoverable, the moment you can see it.
Forgotten subscriptions
Free trials and services you stopped using but still pay for.
Bank fees
Account upkeep, card fees and charges that quietly add up.
Duplicate services
Two tools, two accounts, two bills for the same thing.
Mobile / internet plans
Old tariffs and data you never use, locked in.
Takeout & lifestyle drift
Coffee, delivery and small habits that creep up.
Fixed-cost pressure
Rent, loans and contracts that eat too much of your income.
How much is your account quietly losing?
Tick what you pay for and watch the leak add up. Then upload your statement for your real number, the one that actually counts.
Your money, finally on one clear page.
A clear, downloadable money-leak report. The numbers below are an example.
- You pay for 5 recurring services. 2 look inactive.High impact
- Your fixed monthly costs are too high relative to income.High impact
- Takeout and coffee spending increased by 34%.Medium
- Your emergency reserve is below a safe level.Medium
- First recoverable amount: €137/month.Quick win
- + 7 more findings unlocked in your full report
For every recurring charge, FLOW asks the one question that matters: do you still actually need this?
Get my full report · €9Three steps. No bank login.
Upload your statement
Upload a PDF or CSV bank statement. No bank login required, your data stays under your control.
FLOW reads, asks and learns
FLOW detects recurring payments, spending patterns, waste, cashflow pressure and reserve risk. When a transaction isn’t clear, it asks you to label it, so every report gets smarter than the last.
Get your action report
A clear report: what to cancel, reduce, renegotiate and redirect, and for each charge, whether you still actually need it.
FLOW isn’t a one-off scan. Every month it understands your money a little better, and the advice gets sharper.
What FLOW actually checks.
No vague AI promises. Concrete checks, run on your real statement.
You’ve tried budgeting apps before.
Not another budgeting app.
They gave you charts and categories, then asked you to do the work, every day, forever. Most people quit within a week, and the money keeps leaking. FLOW is the opposite: you upload once, it does the analysis, and tells you exactly what to fix first.
Traditional budgeting apps
Work you have to do- You track every expense
- You sort it into categories
- You stare at charts
- You rely on willpower
- You plan the budget
- You keep the habit going
VESTELON FLOW
Work done for you- It reads your real statement
- It finds the money leaks
- It hands you decisions
- It flags cashflow pressure
- It gives you the first 3 actions
- It gets smarter every month
FLOW does the thinking. You just make the decision.
Start free. Go deeper when you want every detail.
Upload your statement and see the headline leaks for free. Unlock the full, itemised report for €9, or keep it tracked every month. Founding lifetime is open until Dec 31, 2026.
Upload your statement and see where your money leaks, the headline numbers, free.
- Your total monthly leak
- How many recurring services you pay for
- Your top 3 headline findings
- Financial clarity score
Every leak named, explained and ranked, with exactly what to do first.
- Everything in the free report
- Full transaction-by-transaction analysis
- Every recurring payment detected
- Hidden waste, itemised
- Cashflow pressure & reserve health
- All findings, ranked by impact
- Your first 3 actions
- Downloadable PDF report
Your whole household, every account, tracked every month.
- Upload unlimited statements
- All your banks in one place
- Add your partner and household accounts
- A fresh leak scan every month
- AI monthly money brief
- Alerts on price rises and new subscriptions
- Goal and reserve tracking
- Priority access to new features
A real company, building in the open.
FLOW is built by VESTELON, a decision-intelligence company based in Prague, in the EU. We build systems that turn raw data into clear financial decisions: OCTOPUS senses, ORACLE scores, and FLOW puts it in your hands.
An EU company
VESTELON is based in Prague, Central Europe. Your data stays under EU law and GDPR.
Built with its first members
FLOW is shaped by the people who join early. Your feedback decides what we build next.
One clear promise
We help you keep more of your own money, and we never sell your data. Not now, not ever.
“Most people don’t lose money in one big mistake. It leaks out quietly, month after month, for years. We built FLOW to hand that money back to you.”
The VESTELON team · Prague
Questions before you trust us with a file? Talk to a human: hello@vestelonflow.com
Your financial data stays under your control.
Questions people ask.
Do I need to connect my bank?
No. You can start by uploading an exported bank statement in PDF or CSV format. Direct bank connections may come later through regulated partners.
Is this financial advice?
No. FLOW provides analysis and decision support. It does not replace licensed financial advice.
Can I delete my data?
Yes. You can delete uploaded files and generated reports from your account at any time.
What file types are supported?
PDF and CSV first. XLS and direct bank integrations can be added later.
Is FLOW only for Slovakia?
No. FLOW works wherever bank statements contain structured transaction data. Local currencies and bank formats are expanded step by step.
What do I get for €9?
One full report from your uploaded statement: every recurring payment, hidden waste, cashflow pressure, your reserve health, your top findings and the first 3 actions to take, as a downloadable PDF. One upload, one clear report, no subscription.
Your account already shows the answer.
You don’t need another theory about money. You need to see what your own transactions have been telling you all along.
Be first to upload.
Upload is rolling out to early members. Leave your email and we’ll open it for you, and send your first report.